What would happen if you were unable to pay your mortgage? Changes to the government’s scheme supporting people unable to make their mortgage repayments – Support for Mortgage Interest or SMI – could have significant consequences for struggling home owners. From 6...read more
UK dividend yields are better than you might imagine. Dividends have been rising. UK companies paid out £94.4 billion in dividends in 2017, a 10.5% increase over the previous year. The increase for 2018 is expected to be markedly smaller, as last year’s payouts...read more
If you are looking to maximise your tax-efficient savings, there is now a range of Individual Savings Accounts (ISAs) to choose from. And it makes sense to start saving from the beginning of the tax year. You can invest up to £20,000 in the 2018/19 tax year under...read more
There has been a major overhaul of venture capital trusts (VCTs) and enterprise investment schemes (EISs). The changes come as a response to a government consultation paper last summer which looked at “patient capital”. This was defined by the Treasury as “long-term...read more
Many couples in long-term relationships maintain independent finances, but typically also operate one or more joint accounts to cover day-to-day bills or for savings. There are a number of benefits and risks to managing money together. On the simplest level, a joint...read more
Want to know more?
Find out how we could help you protect what matters most.