Blog

The Psychology of Investment

by Dan Eatch | Jun 21, 2019 | Investments, Mortgages, Wealth planning

Understanding your personal biases can help you form investment strategies that work for you across good times and when the going gets tougher Traditional finance theory starts from the principle that markets and their investors are perfectly rational. A quick look...

Planning for the 100-year life

by Dan Eatch | Jun 7, 2019 | Life assurance, Pensions, Savings, Wealth planning

Your chances of reaching 100 are probably greater than you imagine. It may sound fanciful, but a 100-year lifespan is well within the bounds of probability. That could have profound implications for your retirement planning. While the average 70-year-old man...

Self-employed pensions boost

by Dan Eatch | May 24, 2019 | Pensions, Savings

The Chancellor has abandoned plans to abolish class 2 national insurance contributions (NICs) Those registered as self-employed pay class 2 NICs if their profits are more than £6,365 a year in 2019/20. Then if profits exceed £8,632, they also have to pay class 4 NICs....

Ringing the changes of the new tax year

by Dan Eatch | May 10, 2019 | Tax planning

The tax year 2018/19 ended on Friday 5 April, which means it’s time to start planning for the new tax year Planning for the new tax year is now affected by the shift of the Budget schedule to autumn. The result is that changes announced in October, or in Scotland's...