Understanding your personal biases can help you form investment strategies that work for you across good times and when the going gets tougher Traditional finance theory starts from the principle that markets and their investors are perfectly rational. A quick look...read more
Your chances of reaching 100 are probably greater than you imagine. It may sound fanciful, but a 100-year lifespan is well within the bounds of probability. That could have profound implications for your retirement planning. While the average 70-year-old man...read more
The Chancellor has abandoned plans to abolish class 2 national insurance contributions (NICs) Those registered as self-employed pay class 2 NICs if their profits are more than £6,365 a year in 2019/20. Then if profits exceed £8,632, they also have to pay class 4 NICs....read more
The tax year 2018/19 ended on Friday 5 April, which means it’s time to start planning for the new tax year Planning for the new tax year is now affected by the shift of the Budget schedule to autumn. The result is that changes announced in October, or in Scotland's...read more
Infrastructure funds are one of the less well-known types of investment, but they can offer options for those looking to diversify their portfolio.read more
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