Shedding Light on Fund Fees

Shedding Light on Fund Fees

Despite renewed pressure on fund managers to be more transparent on fees, the jargon can make it hard for investors to understand exactly what they are paying Fund factsheets can contain a mix of different acronyms, but the most important is the OCF – the Ongoing...
Financing a child’s future

Financing a child’s future

Funding a child’s path to adulthood is a long-term commitment for parents.   Any new parent will tell you a child is expensive from the outset: there is so much to be bought to cater for a new member of the family. But this is just the first step of many building up...
Interest rates are set to rise

Interest rates are set to rise

The Bank of England is indicating the interest rate will increase in the coming months, so it may be a good time to review your investments.   The Bank of England held the interest rate at 0.5% in May, but its Governor, Mark Carney, reiterated the view that rates will...
Stuck in frozen tax thresholds?

Stuck in frozen tax thresholds?

The erosion in the values of tax thresholds is known as ‘fiscal drag’, and is a highly-effective form of stealth tax used by Chancellors from successive governments. Fiscal drag is the result of not adjusting tax thresholds (or allowances) in line with inflation....