by Dan Eatch | Jul 30, 2018 | Investments, Wealth planning
The Bank of England is indicating the interest rate will increase in the coming months, so it may be a good time to review your investments. The Bank of England held the interest rate at 0.5% in May, but its Governor, Mark Carney, reiterated the view that rates will...
by Dan Eatch | Jul 23, 2018 | Investments, Pensions, Tax planning
The erosion in the values of tax thresholds is known as ‘fiscal drag’, and is a highly-effective form of stealth tax used by Chancellors from successive governments. Fiscal drag is the result of not adjusting tax thresholds (or allowances) in line with inflation....
by Dan Eatch | Jul 2, 2018 | Investments, Wealth planning
UK dividend yields are better than you might imagine. Dividends have been rising. UK companies paid out £94.4 billion in dividends in 2017, a 10.5% increase over the previous year. The increase for 2018 is expected to be markedly smaller, as last year’s payouts...
by Dan Eatch | Jun 27, 2018 | Investments, Savings
If you are looking to maximise your tax-efficient savings, there is now a range of Individual Savings Accounts (ISA) to choose from. And it makes sense to start saving from the beginning of the tax year. You can invest up to £20,000 in the 2018/19 tax year under...
by Dan Eatch | Jun 19, 2018 | Investments
There has been a major overhaul of venture capital trusts (VCTs) and enterprise investment schemes (EISs). The changes come as a response to a government consultation paper last summer which looked at “patient capital”. This was defined by the Treasury as “long-term...
by Dan Eatch | Jun 12, 2018 | Investments, Mortgages, Tax planning
Many couples in long-term relationships maintain independent finances, but typically also operate one or more joint accounts to cover day-to-day bills or for savings. There are a number of benefits and risks to managing joint finances. On the simplest level, a joint...
