Moving the 65-yard line

Moving the 65-yard line

65 is often seen as a finish line, signifying the end of your working life and the start of retirement. But 65 is no longer state pension age for most.   Sixty-five years old has long been considered a pivotal age. For example, the Office of National Statistics...
Pensions and divorce

Pensions and divorce

When it comes to dividing up assets on divorce, pension rights can turn out to be one of the most valuable elements – and often the most overlooked.   The transfer values of final salary pension schemes have been at record levels over recent years. In a paper...
Self employed pensions boost

Self employed pensions boost

The Chancellor has abandoned plans to abolish class 2 national insurance contributions (NICs) after concerns it could increase self employed pensions costs. Those registered as self-employed pay class 2 NICs if their profits are more than £6,365 a year in 2019/20....