Reduced protection for mortgage payments

Reduced protection for mortgage payments

What would happen if you were unable to pay your mortgage? Changes to the government’s scheme supporting people unable to make their mortgage repayments – Support for Mortgage Interest or SMI – could have significant consequences for struggling home owners. From 6...
The savings from relevant life policies

The savings from relevant life policies

A little-known type of life assurance plan could provide you – or your employees – with highly tax-efficient life cover. A ‘relevant life policy’ (RLP) is a special type of life assurance which an employer can provide without any benefit-in-kind tax charge on the...
Are you covered on personal lending?

Are you covered on personal lending?

THE BOOM IN PERSONAL LENDING IS CONCERNING THE BANK OF ENGLAND. The rate at which people are taking out loans, maximising store credit cards and signing up for car finance is worrying the Bank of England. With extraordinary growth in the pace of debt, officials are...