by Dan Eatch | Jul 5, 2019 | Life assurance, Savings, Wealth planning
You may assume you’ll never need it, but if you experience redundancy or illness, you may become eligible for universal credit. However, if you imagined that the state would provide enough support in the event of financial difficulty due to sickness or unemployment,...
by Dan Eatch | Jun 7, 2019 | Life assurance, Pensions, Savings, Wealth planning
Your chances of reaching 100 are probably greater than you imagine. It may sound fanciful, but a 100-year lifespan is well within the bounds of probability. That could have profound implications for your retirement planning. While the average 70-year-old man...
by Dan Eatch | Mar 29, 2019 | Life assurance, Pensions, Savings, Tax planning, Wealth planning
Life expectancy has stopped increasing, according to a report from the Office for National Statistics (ONS) issued in September, but we are still living longer than ever before. Between 2000 and 2010, average life expectancy at age 65 rose by 2.4 years for men and by...
by Dan Eatch | Mar 1, 2019 | Life assurance, Mortgages, Pensions, Savings, Wealth planning
An impact on your credit history could be one of the unexpected consequences of recent, high-profile data breaches. With customers’ personal details being accessed from companies such as Sony and Facebook, fraudsters now have access to a huge amount of data. It...
by Dan Eatch | Jan 4, 2019 | Life assurance, Mortgages, Pensions, Protection, Tax planning, Wealth planning
There are many misconceptions around the rights of the 3.3 million unmarried couple families in the UK. The government has recently announced that heterosexual couples will be able to enter into civil partnerships in England and Wales, but there will still be many...
by Dan Eatch | Apr 6, 2018 | Life assurance, Protection
A little-known type of life assurance plan could provide you – or your employees – with highly tax-efficient life cover. A ‘relevant life policy’ (RLP) is a special type of life assurance which an employer can provide without any benefit-in-kind tax charge on the...
