by Dan Eatch | Mar 29, 2019 | Life assurance, Pensions, Savings, Tax planning, Wealth planning
Life expectancy has stopped increasing, according to a report from the Office for National Statistics (ONS) issued in September, but we are still living longer than ever before. Between 2000 and 2010, average life expectancy at age 65 rose by 2.4 years for men and by...
by Dan Eatch | Mar 15, 2019 | Investments, Savings, Wealth planning
Demand from investors has been growing for funds that combine financial returns with a social conscience. Over £16.7 billion is under management in ethical funds, a threefold increase over the past 10 years, according to figures from the Investment Association...
by Dan Eatch | Mar 1, 2019 | Life assurance, Mortgages, Pensions, Savings, Wealth planning
An impact on your credit history could be one of the unexpected consequences of recent, high-profile data breaches. With customers’ personal details being accessed from companies such as Sony and Facebook, fraudsters now have access to a huge amount of data. It pays...
by Dan Eatch | Feb 15, 2019 | Life assurance, Savings, Wealth planning
Like all legal documents, your will must meet certain requirements. Firstly, a will must be signed and witnessed to be valid. You must have two witnesses who can’t be beneficiaries or be married to a beneficiary. If your circumstances change – perhaps selling a...
by Dan Eatch | Nov 30, 2018 | Protection, Savings, Tax planning, Wealth planning
If you’re considering making lifetime gifts, make sure all your inheritance tax (IHT) liabilities are covered. Today’s treatment of lifetime gifts is extremely generous, which is why interest in IHT has increased ahead of the Budget. If you make an outright...
by Dan Eatch | Jun 27, 2018 | Investments, Savings
If you are looking to maximise your tax-efficient savings, there is now a range of Individual Savings Accounts (ISA) to choose from. And it makes sense to start saving from the beginning of the tax year. You can invest up to £20,000 in the 2018/19 tax year under...
