by Dan Eatch | Sep 13, 2019 | Investments, ISA, Savings
The recent failure of a promoter of high return investments was a reminder of the dangers of being lured by headline numbers alone. Last year, London Capital and Finance Plc (LCF) marketed what they claimed to be Innovative Finance ISAs offering fixed interest...
by Dan Eatch | Aug 16, 2019 | Investments, Wealth planning
Shareholders enjoyed bumper dividend payouts in early 2019, but it’s not all plain sailing. The value of regular dividend payments has increased steadily after the financial crisis of 2008. Dividends paid out by UK-listed companies through to 2018 rose by 85%,...
by Dan Eatch | Apr 12, 2019 | Investments, Wealth planning
A regular savings plan is one of the most effective ways of building a nest-egg for the future. Saving regularly can be a painless way to accumulate funds, particularly if you set up a direct debit to deduct this money on pay day. Set aside £100 a month, and you will...
by Dan Eatch | Jul 23, 2018 | Investments, Pensions, Tax planning
The erosion in the values of tax thresholds is known as ‘fiscal drag’, and is a highly-effective form of stealth tax used by Chancellors from successive governments. Fiscal drag is the result of not adjusting tax thresholds (or allowances) in line with inflation....
by Dan Eatch | Jun 27, 2018 | Investments, Savings
If you are looking to maximise your tax-efficient savings, there is now a range of Individual Savings Accounts (ISA) to choose from. And it makes sense to start saving from the beginning of the tax year. You can invest up to £20,000 in the 2018/19 tax year under...
