Financing a child’s future

Financing a child’s future

Funding a child’s path to adulthood is a long-term commitment for parents.   Any new parent will tell you a child is expensive from the outset: there is so much to be bought to cater for a new member of the family. But this is just the first step of many building...
Don’t be caught by the pension tax trap

Don’t be caught by the pension tax trap

Pension freedom rules that make it easier for investors to access their pension savings may lead to excessive tax bills.   The pension freedom rules allow anyone aged 55 or over to access their personal pension funds, but there are complicated rules on how...
Stuck in frozen tax thresholds?

Stuck in frozen tax thresholds?

The erosion in the values of tax thresholds is known as ‘fiscal drag’, and is a highly-effective form of stealth tax used by Chancellors from successive governments. Fiscal drag is the result of not adjusting tax thresholds (or allowances) in line with inflation....