Auto Enrolment Six Years On

Auto Enrolment Six Years On

Pension savings have grown after six years of automatic enrolment, but more progress is required to provide most people with adequate funds for retirement.   Automatic enrolment has sharply reversed the downward trend in workplace pension membership, which hit a...
Financing a child’s future

Financing a child’s future

Funding a child’s path to adulthood is a long-term commitment for parents.   Any new parent will tell you a child is expensive from the outset: there is so much to be bought to cater for a new member of the family. But this is just the first step of many building...
Don’t be caught by the pension tax trap

Don’t be caught by the pension tax trap

Pension freedom rules that make it easier for investors to access their pension savings may lead to excessive tax bills.   The pension freedom rules allow anyone aged 55 or over to access their personal pension funds, but there are complicated rules on how...
Scams and cold calling

Scams and cold calling

Be wary of cold-callers who offer a ‘free’ pension review — it could cost you more than you think.   There has been an increase in the number of cold calls since pension freedoms were introduced in 2015, including from fraudsters trying to persuade people to move...