Reap the rewards of regular savings

Reap the rewards of regular savings

A regular savings plan is one of the most effective ways of building a nest-egg for the future. Saving regularly can be a painless way to accumulate funds, particularly if you set up a direct debit to deduct this money on pay day. Set aside £100 a month, and you will...
Financing a child’s future

Financing a child’s future

Funding a child’s path to adulthood is a long-term commitment for parents.   Any new parent will tell you a child is expensive from the outset: there is so much to be bought to cater for a new member of the family. But this is just the first step of many building...
Which ISA is right for you?

Which ISA is right for you?

If you are looking to maximise your tax-efficient savings, there is now a range of Individual Savings Accounts (ISA) to choose from. And it makes sense to start saving from the beginning of the tax year.   You can invest up to £20,000 in the 2018/19 tax year under...
The savings from relevant life assurance

The savings from relevant life assurance

A little-known type of life assurance plan could provide you – or your employees – with highly tax-efficient life cover. A ‘relevant life policy’ (RLP) is a special type of life assurance which an employer can provide without any benefit-in-kind tax charge on the...
The lifetime allowance increases – at last

The lifetime allowance increases – at last

Investors can save more into pensions from 6 April 2018, when the lifetime allowance (LTA) increases from £1 million to £1.03 million. The LTA is a critical part of pension planning. It is the total value of payouts from pension savings, as a lump sum or income,...