Moving the 65-yard line

Moving the 65-yard line

65 is often seen as a finish line, signifying the end of your working life and the start of retirement. But 65 is no longer state pension age for most.   Sixty-five years old has long been considered a pivotal age. For example, the Office of National Statistics...
Self employed pensions boost

Self employed pensions boost

The Chancellor has abandoned plans to abolish class 2 national insurance contributions (NICs) after concerns it could increase self employed pensions costs. Those registered as self-employed pay class 2 NICs if their profits are more than £6,365 a year in 2019/20....
Auto Enrolment Six Years On

Auto Enrolment Six Years On

Pension savings have grown after six years of automatic enrolment, but more progress is required to provide most people with adequate funds for retirement.   Automatic enrolment has sharply reversed the downward trend in workplace pension membership, which hit a...
State pension continues to rise

State pension continues to rise

Do you know when you’ll reach your state pension age? When planning for retirement it’s crucial to know your entitlements. The level of the state pension has become more straightforward in some ways since the introduction of a flat-rate pension in 2016. But figuring...